Which IRA is better for younger workers?

If you’re at the beginning of your career, you might not be thinking too much about the end of it. But even younger workers should be aware of – and saving for – their eventual retirement. And since you’ve got many years until you do retire, you’ve got a lot of options to consider – one of which is whether an IRA may be appropriate for you and, if so, what type.

Essentially, you can choose between a “traditional” IRA and a Roth IRA. (Other types of IRAs are available if you’re self-employed.)

With a traditional IRA, you contribute “pretax” dollars, so your contributions are generally tax-deduc...