Financial gifts for long-time Valentines

Love is in the air this week, as Valentine’s Day rolls around again. During the course of your life, you’ve probably sent your share of flowers and candy. But if your valentine is also your spouse – and, in particular, your long-time spouse – you may want to go beyond roses and chocolates this year to give a gift that can help lead to financial security.

You can choose to make financial gifts in a number of ways, of course, and some of them could provide an immediate financial impact. But you may want to look even further down the road and consider what you can do for your spouse in...