Time for Gen-Xers to put IRAs to work

If you’re a “Gen-Xer,” born between 1965 and 1980, you’ve still got many years to go until you retire. At this stage of your life, what can you do to help build resources for the retirement lifestyle you’ve envisioned?

Besides having time on your side, you’ve got another key advantage in saving for retirement — specifically, you probably haven’t reached your peak earning years. This helps you in at least two ways. First, of course, it means you should be able to increase your retirement savings in the future. And second, it might mean you’re still eligible to contribute to one of the most effe...