On Valentine's Day, financial gifts can be sweet

Valentine’s Day is almost here. This year, instead of sticking with flowers or chocolates for your valentine, why not give a gift with a future? Specifically, consider making a meaningful financial gift.

However, a “meaningful” gift doesn’t gain its meaning from its size, but rather its impact. What types of financial gifts can have the greatest effect on the life of your loved one? Here are a few possibilities:

Charitable gifts — Your valentine may well support the work of a variety of charitable organizations. Why not give to one of them, in the name of your loved one? Not only...